Cushion AI Review 2024 → Cost-Effective Credit Builder App
Table of contents
- About Cushion AI
- Overview of Cushion AI
- Cushion AI App Review
- Cushion AI BNPL Management Reviews
- Cushion AI Credit Builder Reviews
- Cushion AI Calendar Wizard Reviews
- Cushion AI Pricing
- Cushion AI Pros & Cons
- Cushion AI Vs Rocket Money
- Who is Cushion AI For?
- Cushion AI Reviews: What Do Customers Think?
- Is Cushion AI Legit?
- Is The Cushion App Worth It?
- Cushion AI Cancellation Policy
- How To Contact Cushion AI
- Where to buy Cushion AI?
- Is Cushion AI safe?
- What is cushion AI?
- Does Cushion AI build credit?
- Who does Cushion AI report to?
- Does Cushion AI have an app?
- Conclusion of Cushion AI Reviews
About Cushion AI
Are you ever tired of dealing with multiple bills from Netflix and Spotify? Sometimes, we forget to pay them on time and end up with annoying late fees. But your troubles are over because Cushion AI is here.
Cushion AI is like your personal assistant for bills and credit. It’s your go-to app for organizing, paying, and even building your credit. Therefore, you don’t have to stress about managing your finances.
Also, did we mention that Cushion AI has a huge following? The brand garnered 15.2k followers on Instagram, 6k on Twitter, and 400 on YouTube and TikTok. Follow for more insights about financial tips!
It’s natural that you don’t fully understand the brand at first glance. Therefore, we’re writing our Cushion AI review to enlighten you. We’ll uncover the facts and explain the details simply.
So, let’s get started now!
Overview of Cushion AI
The success of Cushion AI cannot be separated from the intervention of its founder, Paul Kesserwani. This man built the brand in 2016 to help people better manage their bills.
Moreover, their advanced system talks to your bank and negotiates with them to eliminate annoying fees. That includes ATM usage fees or late fees.
In addition, the brand wants to help you live a healthier financial life. Although based in California, the company wants to increase the careers and help millions across the USA.
Cushion AI App Review
Do you know how sometimes you forget to pay your bills on time and then get hit with extra charges? Well, Cushion AI is here to prevent that from happening!
With just a few clicks, Cushion AI helps you organize all your bills in one convenient place. Therefore, you no longer need to rummage through piles of papers or your emails.
In addition, the brand lets you track all your bills and Buy Now Pay Later (BNPL) purchases in one easy app. Customers can see bills they’ve already paid and what’s due next.
Cushion AI App Features
Furthermore, you will get better insights and a better budget. The app provides info on your spending habits and bill payment history. Thus, you can make wiser decisions.
By using Cushion AI, you can save more of your hard-earned money! Next, we will discuss the app’s main features one by one. So, stay tuned!
Cushion AI BNPL Management Reviews
Have you ever felt overwhelmed by various BNPL services such as Klarna, Affirm, or Afterpay? But don’t worry! Cushion AI BNPL Management is here to simplify your life!
With this app, all your loan dates, due dates, and payments are neatly organized in one clean dashboard. In addition, it helps you build your credit profile by turning your spending with BNPL providers into credit profile wins.
Also, if you’re the type of person who likes to see progress at a glance, this platform is the right place. You can get a quick overview of your progress for a month. Thus, you can stay on top of your financial targets.
Features
- Loan details
- Review quick highlights of spending activity
- Calendar view
- BNPL search
Therefore, you’ll no longer have the hassle or stress of managing multiple BNPL services. With just a few clicks on the app, you can easily control your money!
Cushion AI Credit Builder Reviews
Do you want to build your credit history but struggle to keep track of all your payments? All this will be resolved if you use Credit Builder. It is an easy way to build credit while managing bills and expenses.
The company provides a virtual card that you can use to pay your bills and expenses. In addition, you can keep your Cushion AI card on file with the billers you pay frequently. So it’s super convenient.
Then, the brand adds up all the purchases and payments made with the visual card at the end of every month. They report it to your credit bureau to help you build your credit.
Features
- Build credit history
- Virtual Cushion card
- Monthly report
So, building credit is a piece of cake if you use this app. It’s a smart and simple way to improve your credit score while keeping track of your finances.
Cushion AI Calendar Wizard Reviews
Tired of forgetting bill due dates? Meet Calendar Wizard, your new best friend for keeping track of BNPL subscriptions, bills, and payments. With just one click, the app will synchronize all your bills to Google Calendar.
The platform ensures you will never miss a payment due date again. You will have a clear view of all your bills and subscriptions. Therefore, you can plan ahead and avoid any surprises.
Furthermore, privacy is of the utmost importance to this platform. The app communicates securely with your Google Calendar only about bills. So your data remains protected.
Features
- Automatically streams any updates to your bills
- Rigorous annual Google audit
- Exclusive secondary calendar
Thus, you can enjoy a clutter-free calendar that helps you stay on top of your finances without sacrificing clarity. Use Calendar Wizard to manage your bills stress-free.
Cushion AI Pricing
How much does the Cushion app cost? Good news! People can use this platform for free. They don’t even have to download the app! You can save the platform directly to your home screen for easy access.
However, some features can only be obtained through the paid plan. How much do they cost? Here you go:
Builder: $4.99/month
- Manage your bills, and BNPL automatically
- Track your bills and BNPL payment progress automatically
- Make payments using your virtual Cushion card
- Build Credit History with BNPL Payments
Pro: $12.99/month
- All Builder features
- Build credit history with utilities, subscriptions, and more
- Track your credit score (coming soon)
- Split bills with partners/roommates (coming soon)
Cushion AI Pros & Cons
While writing this review, we listed some of the advantages and disadvantages of Cushion AI. Thus, you can consider all aspects of this company.
Pros
- Automation features streamline the process
- Save money by reducing bank fees and credit card interest charges
- Customize your bill management preferences
- Avoid late fees
- Build credit
- Organize finances
- Manage your bills anytime, anywhere
- Privacy protection
- Financial insights
Cons
- The app is not yet available on Google Play or the App Store
- Some customers stated that payments take time to get to the bank
Cushion AI Vs Rocket Money
It’s time to compare Cushion AI with other companies! This section helps you see if this company is better than other brands. Don’t settle for less, folks! As many have requested, we will compare it with Rocket Money.
Cushion AI
- Google Calendar synchronization: Available
- Features: BNPL management, credit builder, and calendar wizard
- Best for: Organize the bills, track spending, and build credit history
- Cancellation policy: 48 hours after you enroll
- Price: Starts from $4.99
Rocket Money
- Google Calendar synchronization: Unavailable
- Features: Manage subscriptions, spending insights, budgeting, etc
- Best for: Lower bills and cancel unused subscriptions
- Refund policy: Does not mention the detailed period
- Price: Starts from $6
Who is Cushion AI For?
For busy professionals who struggle to keep track of bill due dates, Cushion AI is a perfect choice. This advanced platform allows everyone to manage multiple payments efficiently despite their hectic schedules.
In addition, credit-building seekers interested in improving their credit scores can utilize the app. Also, the supportive features help people to build a positive credit history.
Cushion AI Reviews: What Do Customers Think?
Cushion AI has managed to build a good reputation on Trustpilot. Currently, they get 4.8/5 stars out of 2,967 reviews. Very good, right? So, what do the customers say about this brand?
One customer wrote:
I have been using Cushion for about a month now, and I love the ease and convenience of paying for building.
This platform allows customers to pay bills and build credit simultaneously. This customer enjoys all the convenience that the software offers.
Another satisfied customer stated:
I have been using Cushion for about two months now. It is easy to use, and it really helps me organize my BNPL payments and manage my expenses better.
This feedback from a new customer shows how the software helped her organize her BNPL payments. Moreover, she can now better manage her expenses.
The following Reddit user mentioned:
I made a large purchase with a ‘buy now, pay later’ company and could not report it to any credit bureau. I now use Cushion to accomplish this.
Other brands don’t have an automatic payment feature as great as this one. It can help you report your history to any credit bureau. Therefore, this Redditor is very satisfied!
As you can see, the reviews are extremely positive. Some of them even consider this brand a life savior. Furthermore, it has so many features that other brands don’t have. So, do you want to join now?
Is Cushion AI Legit?
As we mentioned earlier, Cushion AI has a good reputation on Trustpilot. The customers give this company a lot of praise and high ratings. They feel this platform is beneficial.
Besides, the company was featured several times in big publications. Some media include Forbes, Money, The New York Times, and YAHOO! Finance appreciates the features and innovations of this platform. Therefore, we can conclude that Cushion AI is legit.
Is The Cushion App Worth It?
If you’re interested in building your credit without the stress, Cushion AI is worth investing in. The app can help you improve your credit score over time by reporting your bill payments to the credit bureaus. This is important for getting loans in the future.
Additionally, the platform saves time and avoids stress. You no longer have to worry about remembering bill due dates or dealing with late fees. The brand organizes all your bills in one place.
Moreover, the software not only saves you time but also helps you save money. The app negotiates with banks and credit card companies on your behalf and can lower fees and interest charges.
Cushion AI Cancellation Policy
Customers can cancel their purchase within 48 hours of enrolling. As long as you cancel the plan within the deadline, you will get a full refund.
But, how do I cancel my Cushion AI subscription? Easy! Here is how to cancel the plan:
- Login to the dashboard
- Tap on the 3 dots next to ‘More’ and click ‘Profile’
- Then, choose the subscription package and select ‘Cancel subscription’
How To Contact Cushion AI
Want to ask some questions that we haven’t included in this review? You can contact customer service for further support. Then, start by greeting them through:
- Live chat on the website
- Email: [email protected]
- Phone number: (415) 741-1667
- Instagram: cushion_ai
Cushion AI Office Address
2261 Market St #4644
San Francisco, CA 94114
USA
Where to buy Cushion AI?
Thus, do you want to start tracking your spending and building your credit? Sign up and login to Cushion AI’s official site to join the subscription. Then, you can keep an eye on your bills and expenses.
Cushion AI Frequently Asked Questions (FAQ)
When looking for Cushion AI reviews, customers typically ask the following questions. We provide the answers to help you in making a smart purchase decision.
Is Cushion AI safe?
Yes, it is! The brand uses bank-grade security (256-bit SSL) to protect personal and financial information safe. Also, the rest of their data is safely stored on Amazon Web Services (AWS).
What is cushion AI?
Cushion AI is a platform that allows people to view, track, and pay all their bills. Besides, the app is a powerful credit builder.
Does Cushion AI build credit?
Yes, the app has a build credit feature.
Who does Cushion AI report to?
The company reports to Experian.
Does Cushion AI have an app?
Currently, the app is not available on Play Store or App Store. However, you can add the brand website to your phone home screen.
Conclusion of Cushion AI Reviews & Ratings
In essence, Cushion AI can help you control your finances and simplify your life. Its features offer solutions to common challenges in bill management and credit building.
Therefore, don’t let financial worries hold you back. Try Cushion AI today and experience the freedom to easily manage bills and build credit. Your wallet will thank you!
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